Practical Tips Archives - Nicole Cooley

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The Biggest Mistake New Budgeters Make

You’re all pumped; You are going to do this for REAL this time. You are going to conquer the budget game! So you diligently set up a monthly budget that you vow to stick to… but pretty soon you realize it isn’t working. You start busting through certain budget categories early in the month and…

How To Set Prices For Your Service Based Business

Charge what you’re worth. I hear this simple little saying everywhere. But let’s unpack it a little bit… Really, what you charge has nothing to do with your worth. Your worth is separate from any pricing conversation and should never be impacted by money. Sure, I get what the phrase is trying to say. Make…

The #1 Thing You Can Do For Your Financial Health

Budgeting, cutting expenses, trying to earn more, student loans, 401k contributions… managing your money has a lot of different pieces requiring your attention. And at the end of the day I know you just want to feel GOOD about it all, that you are doing the RIGHT things and that you are headed in the…

Afford To Be A Stay-at-Home Mom In 6 Easy Steps

The decision to go back to work or stay at home can be a hard one. It also can feel like a polarizing topic to discuss with friends and family, with most taking a hard stance with whatever side they most agree with. But, that’s stupid. Every family has a unique set of circumstances, experience,…

What The Heck Is A Money Coach?

It can be confusing to understand what Money Coaches do compared to Financial Advisors and what is best for your unique needs. I hope this quick article helps clear up the differences and inspire you to start putting together your team of money professionals. What is a Money Coach? What all Money Coaches have in…

How To Avoid Late Payments On Your Credit Card

First, it dawns on you. You forgot to make a credit card payment. Second, you panic. You’re an adult, you know this stuff is important, how are you messing up at life so much?! Third, the shame comes. You feel that shame deep in your gut, you don’t want to call the company and your…