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How To Budget With A Variable Income

 When you really break down a budget it consists of two two main components: Expenses and income. If you are on a variable income it can feel impossible to budget because one of the main components of your budget is a big-ol’ guess. Managing your money with a variable income is harder than a fixed…

Three Ways To Launch Your Side-Hustle

I talk a lot about how you spend your money. But what about how you EARN your money? And what if you aren’t earning enough to cover the lifestyle you desire? It might be time for a side-hustle. A side-hustle harnesses your skill set to make money in addition to your “regular 9-5″ job. And…

What To Do With Old 401Ks

You go to college, get the degree and land the fancy job with the retirement account that matches your contributions. Score! A couple years go by and you get a new job, at a new company, because it’s more aligned with what you really want to do. A couple years later and you are recruited…

The BEST Thing You Can Do For Your Budget After Holiday Shopping

Remember all that online shopping you just did for the Holidays? How many different companies or websites did you buy from? For each website you purchased from, it’s likely you got added to their email marketing list. Seeing sales emails hit your inbox only does one thing: makes you want to buy. Sometimes out of…

A Fun Way To Set Christmas Expectations With Kids

Today, I want to share an idea I love that helps set holiday expectations with kids. This is geared towards kids but can also keep the gift buyers (us parents!) in check with our spending. The idea is to have your kids make their Christmas wish lists by considering these four categories: Something they want…

A Simple Trick To Make A REALISTIC Christmas Budget

Fact: The information you hold in your head isn’t reliable. When it comes to money we double count, round down and forget to add the tax or shipping. It’s a sub conscious protection mechanism to make us feel better about spending. That’s why its’ important to know your numbers. Numbers don’t lie. So whether you…