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A Quick Tip To Spending Less This Holiday Season

I’ve told you before that I like to shop. But I HATE shopping during the holiday season. The closer the holiday gets the more the inventory is picked over and the crowds crazy-town. You better believe when I’m fighting crowds on December 20th trying to check the last few items off my list, I will…

food numbers

The Better Way To Track Food Numbers In Your Budget

Food is a hot button topic on any budget. It’s one of the first areas my clients zero in on to cut back. When you first start tracking, your food totals can be shocking! As a coach, food is also one of the first categories I want to look at with my clients because it’s…

Life Too Busy To Look at Your Money Stuff? Read this…

We want our financial lives to be linear. Your salary, savings and net worth continually increasing. But that isn’t real life. Real life is layoffs, jobs you hate, medical issues, and kids. Real life is “I don’t care how much the pizza costs, just order it.” As you ebb and we flow through life, so…

Should I Spend Money On That? How To Decide…

My son Caden turns ONE tomorrow. We are having a family birthday party for him, but this is a lot easier said than done because we have big families. And when we made the invite list of 35+ people all I could see was stress and a lot of work. So my husband and I…

A Budget Isn’t About Spending Less. Its About This….

People always get scared to show me their budget because they think I’m going to tell them where they are spending too much money. But that isn’t the case. My goal is to optimize your budget, not just reduce it. Optimizing your spending focuses on where your money is going. Building a spending plan and sticking…

What To Do With Your Bonus Or Tax Return

It’s tax and bonus season, and if you are one of the lucky people who gets either of these things (or both!) I want to make sure you know how to handle that big check. Before you get the check, you need to figure out how it will be allocated to different accounts or expenses.…