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We want our financial lives to be linear. Your salary, savings and net worth continually increasing. But that isn’t real life. Real life is layoffs, jobs you hate, medical issues, and kids. Real life is “I don’t care how much the pizza costs, just order it.” As you ebb and we flow through life, so…
My son Caden turns ONE tomorrow. We are having a family birthday party for him, but this is a lot easier said than done because we have big families. And when we made the invite list of 35+ people all I could see was stress and a lot of work. So my husband and I…
People always get scared to show me their budget because they think I’m going to tell them where they are spending too much money. But that isn’t the case. My goal is to optimize your budget, not just reduce it. Optimizing your spending focuses on where your money is going. Building a spending plan and sticking…
It’s tax and bonus season, and if you are one of the lucky people who gets either of these things (or both!) I want to make sure you know how to handle that big check. Before you get the check, you need to figure out how it will be allocated to different accounts or expenses.…
You are trying to do it right. You do a monthly spending plan. You make sure you aren’t going into credit card debt. But you still can’t manage to save money. Why? – Probably because something always comes up – Probably because by the end of the month there isn’t quite enough – Probably because…
I hate credit cards. This hasn’t always been the case. Credit cards have been really useful to me in the past. They were my safety net when I was short on cash, my fail safe Ialwayshavethecard back up plan. But then I realized that credit cards had me trapped in an ugly cycle. Sure, I…