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Holiday commitments are important, fun and fulfilling. But when we try to do it all it can also be stressful and expensive. There are a million strategies for saving money. What if de-stressing your holiday was as simple as just doing less? Less. A few less gifts to buy. An invitation declined. A few decoration…
I’ve told you before that I like to shop. But I HATE shopping during the holiday season. The closer the holiday gets the more the inventory is picked over and the crowds crazy-town. You better believe when I’m fighting crowds on December 20th trying to check the last few items off my list, I will…
Are you feeling it yet? The encroachment of the gift giving season? I’m feeling it: Strongly. I’m already stressed about starting to get my lists checked off. Stressed about the number of gifts I need to buy, stressed about staying on budget, stressed about how much stuff my son will get. It’s all is so…
Food is a hot button topic on any budget. It’s one of the first areas my clients zero in on to cut back. When you first start tracking, your food totals can be shocking! As a coach, food is also one of the first categories I want to look at with my clients because it’s…
I like to shop. (Gasp!) I love to shop, actually. I love the hunt. I like feeling good in what I’m wearing and I like my house to be cozy and decorated. This often surprises people. They assume because I am a money coach I should be frugal or a minimalist. But I’m neither of…
We want our financial lives to be linear. Your salary, savings and net worth continually increasing. But that isn’t real life. Real life is layoffs, jobs you hate, medical issues, and kids. Real life is “I don’t care how much the pizza costs, just order it.” As you ebb and we flow through life, so…