Posts by Nicole Cooley
A Budget Isn’t About Spending Less. Its About This….
People always get scared to show me their budget because they think I’m going to tell them where they are spending too much money. But that isn’t the case. My goal is to optimize your budget, not just reduce it. Optimizing your spending focuses on where your money is going. Building a spending plan and sticking…
Read MoreWhat To Do With Your Bonus Or Tax Return
It’s tax and bonus season, and if you are one of the lucky people who gets either of these things (or both!) I want to make sure you know how to handle that big check. Before you get the check, you need to figure out how it will be allocated to different accounts or expenses.…
Read MoreTrouble Saving? Try This…
You are trying to do it right. You do a monthly spending plan. You make sure you aren’t going into credit card debt. But you still can’t manage to save money. Why? – Probably because something always comes up – Probably because by the end of the month there isn’t quite enough – Probably because…
Read MoreOne Simple Way To Take Care Of Your Money
Clean out your wallet. Whether you think it sounds “woo woo” or not, money has an energy. It demands to be treated with respect and doesn’t like to be ignored. Just like our language affects our wealth, so does our daily interaction with money. Crumpled up bills in your wallet send the message that they…
Read MoreHow To Beat The Credit Card Habit
I hate credit cards. This hasn’t always been the case. Credit cards have been really useful to me in the past. They were my safety net when I was short on cash, my fail safe Ialwayshavethecard back up plan. But then I realized that credit cards had me trapped in an ugly cycle. Sure, I…
Read MoreWinter Blues? How To Stay On Track With Your Money
It’s a very grey January around here. Spring is nowhere in sight, it gets dark way to early and its flu season! For me, it takes a few weeks to snap out of this post-holiday, mid-winter fog. And when I’m in it, I’m not always my go-getter, Type-A-To-The-Max self. So, some stuff slides. It happens,…
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