Posts by Nicole Cooley
Need A Credit Card Debt Pep Talk?
I avoid talking about debt a lot. Credit card debt, specifically. Which might sound a little crazy because I know it’s on your mind. It’s on my mind too. I hate debt. But I avoid writing about it because of its energy. It’s heavy. It’s loaded with shame. And it’s stealing your power and keeping…
Read MoreThe BEST Thing You Can Do For Your Budget After Holiday Shopping
Remember all that online shopping you just did for the Holidays? How many different companies or websites did you buy from? For each website you purchased from, it’s likely you got added to their email marketing list. Seeing sales emails hit your inbox only does one thing: makes you want to buy. Sometimes out of…
Read MoreA Fun Way To Set Christmas Expectations With Kids
Today, I want to share an idea I love that helps set holiday expectations with kids. This is geared towards kids but can also keep the gift buyers (us parents!) in check with our spending. The idea is to have your kids make their Christmas wish lists by considering these four categories: Something they want…
Read MoreA Simple Trick To Make A REALISTIC Christmas Budget
Fact: The information you hold in your head isn’t reliable. When it comes to money we double count, round down and forget to add the tax or shipping. It’s a sub conscious protection mechanism to make us feel better about spending. That’s why its’ important to know your numbers. Numbers don’t lie. So whether you…
Read MoreThe Power of LESS This Holiday Season
Holiday commitments are important, fun and fulfilling. But when we try to do it all it can also be stressful and expensive. There are a million strategies for saving money. What if de-stressing your holiday was as simple as just doing less? Less. A few less gifts to buy. An invitation declined. A few decoration…
Read MoreA Quick Tip To Spending Less This Holiday Season
I’ve told you before that I like to shop. But I HATE shopping during the holiday season. The closer the holiday gets the more the inventory is picked over and the crowds crazy-town. You better believe when I’m fighting crowds on December 20th trying to check the last few items off my list, I will…
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