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My Favorite Money Intention For Saving Money

More times than not, when I am having a money conversation with someone they share with me their big money goals: Pay off debt, save for a house, or have enough to retire. Those are big, awesome goals. But big, awesome goals take a lot of time and energy to achieve. Before you can make…

5 Reasons You Buy Stuff You Don’t Need (And How To Stop)

We live in a buy, buy, buy, culture. And there is a lot of privilege that comes with that. It’s pretty amazing that we can get whatever we need, whenever we need it, with the click of the finger. But the culture of “buying” can also have unwanted consequences. Your closet becomes jammed full. Your…

The Best Way To Save Money For Education

Ever since my son was born three years ago, I have been putting checks from Grandparents and other family members into a regular old savings account.   Each check was relatively small but they started adding up fast.   Each time I deposited a check I would think to myself, “You should be doing something…

What To Do With Old 401Ks

You go to college, get the degree and land the fancy job with the retirement account that matches your contributions. Score! A couple years go by and you get a new job, at a new company, because it’s more aligned with what you really want to do. A couple years later and you are recruited…

Should I Spend Money On That? How To Decide…

My son Caden turns ONE tomorrow. We are having a family birthday party for him, but this is a lot easier said than done because we have big families. And when we made the invite list of 35+ people all I could see was stress and a lot of work. So my husband and I…

What To Do With Your Bonus Or Tax Return

It’s tax and bonus season, and if you are one of the lucky people who gets either of these things (or both!) I want to make sure you know how to handle that big check. Before you get the check, you need to figure out how it will be allocated to different accounts or expenses.…